CGRMon is CreditGuard’s risk monitoring system. The system is provided as a web based service, for PSP’s and acquirers, to help identify suspicious merchant operations. Merchant activities are monitored and compared to that same merchant activity history and also to other merchants with the same MCC.
The system monitors and analyzes various transaction related data, arriving from different resources such as the Gateway provider, processor and card schemes. The data containing authorization details, Chargeback files, Fraud to Sale and other relevant data that is analyzed in our data warehouse. Following the analysis process the information is presented on a user friendly dashboard setting enabling the risk management team a clear overview of the activity, alerts regarding suspicious activity and easy access to each report down to the transaction level.
Our mission as a White Label solution provider is to insure our customers have a safe and scalable platform to process transactions and are compliant to the most recent data security requirements and schemes regulations. We want to help acquirers focus on their customers while we take full responsibility for providing all the technical services to their Merchants, IPSPs and ISOs.
CreditGuards platform provides an all-encompassing solution for CNP processing, including a responsive payment page, an elaborate management console, 3DS capabilities and a strong emphasis on security.
A sophisticated fraud prevention tool
CreditGuard is using its internally developed fraud prevention tool. This flexible system consists of multiple fraud filters, vectors, parameters and attributes that can be easily adjusted by acquirer’s fraud management team. The acquirer can apply different white lists, block lists and various settings to address unique needs of different MCC’s regions etc
An elaborated Tokenization solution
CreditGuards Tokenization solution enables merchants to provide their customers with a One-Click solution for recurring payments and/or revisiting card holders. Our tokenization solution is easy to implement and integrate with ERP, Billing systems, accounting applications etc.
3D Secure capabilities
CreditGuard enables users to define which transactions should be sent to secured verification by Visa/MC and manages the traffic accordingly. When managing the traffic we operate in 2 modes:
Direct the transactions according to the 3D result based on a predefined decision table
Send the 3D verification process result to the acquirer/PSP/Merchant and decide how to continue the process
A Risk Monitoring platform
CreditGuards Risk Monitoring system is a state of the art Data Warehouse tool that enables acquirers to monitor and manage their merchants’ activity and assure compliance thresholds are never breached. The system accumulates all the fraud related data, such as CHB, F2S files etc., from the schemes and other relevant resources, extracts the data and analyze it based on the schemes best practices. Data is presented in a dashboard format to help detect problems easily.
CreditGuard provides local merchants a unique platform that enables them to acquire internationally by connecting them to international acquirers as well as to other relevant APM’s. Our solution is a perfect fit for technology companies, the travel industry and large enterprises.
By using SafeCharge cashier, merchants can benefit from an elaborated payment page that encompasses a large variety of payment methods including credit cards and a more diverse range of Alternative Payment Methods (APMs). Additionally we provide one of the most elaborate Anti-fraud and 3D Secure capability available in the market, as well as state of the art reporting.
SafeCharge is certified with acquirers handling travel and airlines which enable merchants in these industries to benefit from reduced rates.
For additional information our Sales department can be reached at: 03-7370700
